Add Wallet to your loyalty program to boost retention and double LTV.
Drop off at sign-up
No clear customer value
QR's are slow
Forgotten at checkout
Need to download another app
Staff don’t prompt
Don’t know points balance
Ignore emails/texts
Don’t know how to join/access
One-tap sign-up (in-store)
Real cashback = clear value
No QR scanning
Auto-applies at checkout
No app to download
Perfect for self-checkout
No staff involvement
Wallet notifications (new channel)
Instant access in Apple & Google Wallet
Margins leave no room to fund loyalty
Loyalty customers are inactive / “sleeping”
Marketing emails & SMS are treated as spam
Replace points with real cashback in Wallet to boost retention and efficiency.
No manual filling
No app installation
No staff involvement
Issued instantly in-store
Perfect for self-checkout
One-tap Sign-up
10+ ways to pay
Instant cashback
One-tap UX
Set up auto payments
Money lands instantly
No QR code scanning
Impossible to forget
Wallet applies automatically
Your brand already has an app, a website, and a loyalty
program — all that’s needed is to let customers spend
money instead of collecting points.
Integrates into your loyalty scheme
Works with your POS
No extra hardware
Fully white-labeled
Quick to launch
Send offers, coupons, and location-based reminders at the right moment — right in Wallet
Send offers, coupons, and location-based reminders at the right moment — right in Wallet
Wallet notifications are less likely to be disabled
Geo-triggered alerts near your stores
Direct links to your app or site
Retailers win: cash upfront, more visits, higher spend.
Customers get: instant cashback and spend more
Fully white-label wallet
Client-level UI customisation for maximum personalisation
SDK integration for your app or website
Links to your app / site from Wallet
The brand sets cashback rules
Top up your balance in-app or in Apple/Google Wallet via Open Banking
Auto top-up via VRP (Variable Recurring Payments) with Open Banking
Money lands in your merchant account instantly
Plug-in payments with no POS/UI changes
Track wallet usage and revenue,
incentive ROI, data insights, and more.
Track wallet activity and customer segments
Measure the effectiveness of rewards campaigns
Understand the impact of stored value
All analytics (transactions, balances, refunds) are available via API
Tangible Cashback — not points
Self-funding cashback programme that drives ROI
Works with any POS & loyalty Fully white-label
A new trusted channel for customer communication
Frictionless, one-tap in-store sign-up in Wallet.
Redeem rewards with a single tap
Wallet-as-a-Service vs Standard Loyalty
| Financial Metrics | Standard Loyalty | Wallet-as-a-Service |
|---|---|---|
| Basket uplift (LTV) | +2% | Up 8% |
| Visit frequency (LTV) | +3% | Up 15% |
| Stored balance per active user | — | Yes, new value |
| Float effect | — | Yes, new value |
| Acquiring fee saving | — | - 50 bps, new value |
| Cashback coverage | — | Up to 75%, new value |
| User experience metrics | ||
|---|---|---|
| Active user rate vs Sleeping users | 45% vs 55% | 90% vs 10% |
| Onboarding conversion | Baseline | 2x better conversion |
| Checkout friction (missed/declined use) | High | Low, 7x fewer missed uses |
| Identity binding | Cards/QR can be shared | One wallet card = one person |
| Ease of understanding | Complex | Super simple, no brainer |
Higher basket size (LTV uplift)
Purchase frequency (LTV uplift)
Retention (LTV uplift)
Float yield
Acquiring savings
Commission fee for all top-ups
Flat fee for wallet issuing
Indicative only. Final pricing depends on volume and setup. Request a quote for the best offer.
Demo & Commercial negotiations
POS & Loyalty system integration
Pilot launch in selected stores
Full rollout after successful pilot metrics
Wallet-as-a-Service